The bridge between traditional banking and digital finance. Designed for businesses overlooked by conventional institutions.
Banking Without Barriers
Digital businesses face significant barriers with traditional banking systems.
Many businesses struggle to open and maintain banking relationships. Traditional institutions view digital sectors as "high-risk" by default.
Excessive compliance restrictions lead to transaction delays and unexpected account freezes, directly impacting cash flow and operations.
Lack of integrated solutions for IBANs, payments, and crypto forces businesses to use multiple services β creating complexity and higher costs.
Bridging traditional banking and digital finance with a unified platform.
Better Payments, Better Trading, Better Money.
Your own European IBAN account, opened faster than traditional banks. Accept and send SEPA payments across Europe with no restrictions on your business model.
Send and receive payments with operational efficiency. SEPA Instant for immediate settlement, batch processing for high-volume operations, and real-time financial visibility across your entire organization.
Embed our Open Banking payment widget directly into your platform. Let your customers pay via bank transfer with a frictionless checkout experience β no cards, no intermediaries, lower fees.
Non-custodial, gasless wallets created directly in the app. You remain the sole owner of your assets at all times. Connect your existing wallet (Ledger, MetaMask, WalletConnect) to see all your capital β fiat and crypto β in one unified view.
Swap any token directly from the platform. Fast execution, competitive rates, and no need to leave the Monetum ecosystem. Your entire portfolio, managed from a single dashboard.
Personalized, human-assisted conversions between EUR and crypto. Dedicated support from start to finish, ensuring fast execution at rates significantly lower than mainstream exchanges.
White-glove human support, end-to-end
Put your digital assets to work. Deposit your crypto into our yield products and earn competitive returns. Your assets remain accessible, and returns compound automatically.
* Rates are indicative and subject to variation.
Manage all your financial operations from one intuitive dashboard.
See all balances, transactions, and positions β fiat and crypto β updated in real-time across your entire organization.
Send and receive payments in seconds, not days. Eliminate cash flow delays with instant settlement across Europe.
Granular role-based access for your finance team. Set approval workflows, spending limits, and activity permissions.
Multi-layer security with 2FA, IP whitelisting, transaction monitoring, and full audit trails for compliance.
Generate compliance reports, transaction summaries, and financial overviews automatically. Export-ready for your auditors.
Connect Monetum to your existing infrastructure with our robust API. Automate payments, reconciliation, and reporting.
We understand the unique financial challenges of digital-first businesses. Here's how Monetum fits your world.
The financial backbone for your crypto operations
Whether you're running an exchange, managing a fund, or building Web3 infrastructure β you need banking that doesn't flinch at the word "crypto". Monetum provides the compliant rails your business needs to operate seamlessly between fiat and digital assets.
Get your dedicated IBAN in days, not months. No more rejection letters from traditional banks.
Personalized conversions from 0.5%. Faster and cheaper than Coinbase or Bitpanda, with human support end-to-end.
Non-custodial on-chain wallets. You hold the keys. Connect Ledger, MetaMask, or WalletConnect for a unified view.
See your entire capital β fiat and crypto β in one dashboard. No more juggling between platforms.
Put idle crypto to work in yield pools with competitive APY. Passive income, zero effort.
Swap any token instantly from the platform. Best-rate routing across multiple liquidity sources.
Payment infrastructure built for high-volume entertainment
The gaming industry moves fast β your financial infrastructure should too. Monetum provides reliable banking, instant payments, and embedded checkout experiences designed for platforms with high transaction volumes and strict regulatory requirements.
Stable banking relationship that won't freeze your accounts. We understand your business model.
Embed bank payments directly into your platform. Higher conversion rates, lower fees than card payments, instant deposits.
SEPA Instant for player withdrawals. Happy players mean better retention. Settle in seconds, not days.
Process thousands of payouts in a single operation. Ideal for affiliate programs, vendor settlements, and jackpot distributions.
Built-in transaction monitoring and reporting that satisfies regulatory requirements across EU jurisdictions.
Real-time visibility on all flows. Track deposits, withdrawals, and net revenue by time period.
Streamline payments, maximize conversion
Every checkout abandonment is lost revenue. Monetum's Open Banking widget lets your customers pay directly from their bank β no cards, no friction. Combined with fast IBAN access and batch payouts, your entire payment flow is optimized.
Embed frictionless bank payments at checkout. PSD2 compliant, instant confirmation, zero chargeback risk. Dramatically improve conversion rates.
Centralize your revenue streams. Receive marketplace fees, subscriptions, and payments into one dedicated account.
Batch-process vendor and supplier payments. SEPA Instant for urgent settlements. Automate your AP workflow.
Role-based access for your finance and ops teams. Approval workflows for high-value transactions.
Connect Monetum to your e-commerce stack. Automate payment reconciliation and reporting.
Track revenue, payouts, and margins in real-time. Exportable reports for accounting and tax.
Infrastructure that scales with your ambition
As a fintech, you know the pain of dealing with legacy banking partners. Monetum provides the infrastructure layer you need β IBANs, SEPA rails, Open Banking APIs, and crypto capabilities β so you can focus on building your product, not managing banking relationships.
Full API access for payments, account management, and reporting. Build on top of Monetum's infrastructure.
Provision dedicated EUR IBANs for your platform or end-users. Fast onboarding, reliable operations.
Integrate PIS and AIS capabilities. Enable account-to-account payments and data aggregation.
Offer fiat-to-crypto and crypto-to-fiat within your product. OTC desk, wallets, and swap built-in.
Leverage Monetum's licensed infrastructure to meet regulatory requirements without building from scratch.
Real-time euro payments for your platform's users. Settlement in seconds across SEPA zone.
Speed and reliability for high-stakes operations
In trading, timing is everything. Monetum ensures your settlements clear fast, your conversions are competitive, and your capital is always visible and accessible. From prop trading firms to brokerage platforms β we've got you covered.
SEPA Instant for partner and counterparty settlements. No more waiting for T+2 to clear.
Large volume EUR β Crypto at institutional rates. From 0.5%, with dedicated human support.
Unified dashboard showing all assets β fiat, crypto, yield positions. One screen, full picture.
Put idle assets into yield pools between trades. Competitive APY, withdraw anytime.
Process multiple payments simultaneously. Ideal for commission payouts and multi-party settlements.
Your own EUR IBAN with no restrictions. Reliable access regardless of your trading activity type.
Stable, dedicated European IBAN that doesn't get frozen because of your industry. Banking as it should be.
Account opening in days, not months. Streamlined KYB process designed for digital businesses.
One platform for EUR banking and crypto operations. No more juggling between providers.
Embed bank payments into your platform with our PSD2-compliant widget. Increase conversion, reduce fees.
Licensed and regulated infrastructure. Built-in AML/KYC, transaction monitoring, and audit trails.
Dedicated account managers who understand your business. Real humans, real conversations, real solutions.
"We were rejected by 4 banks before Monetum. They understood our business from day one and had our IBAN ready within a week."
"The Open Banking widget increased our checkout conversion by 28%. And the transaction fees are significantly lower than our previous card processor."
"Having fiat and crypto in one platform changed how we manage treasury. The OTC desk alone saved us over β¬50K in conversion fees this quarter."
Monetum is a licensed European financial services provider offering banking, payments, and digital asset infrastructure to businesses worldwide.
With a team of financial technology experts and a deep understanding of the digital economy, Monetum serves hundreds of companies across multiple sectors β from fintech platforms and trading firms to e-commerce marketplaces and gaming operators.
Our platform is built on compliance-first principles, combining EU-licensed banking infrastructure with cutting-edge crypto capabilities. We don't just provide accounts β we build long-term financial partnerships.
A streamlined, transparent onboarding process from first contact to live operations.
We discuss your business model, transaction flows, and specific requirements to understand exactly what you need.
Based on your needs, we create a tailored service package with transparent pricing β no hidden fees, no surprises.
Review and sign the service agreement. Setup fees are paid to initiate the onboarding process.
Our compliance team conducts the Know Your Business review. We guide you through each step to ensure a smooth process.
Your dedicated EUR IBAN is opened (if applicable) and you get full access to the Monetum platform. You're live.