You're building the future of finance — you shouldn't be held back by legacy banking partners. Monetum gives you the rails: IBANs, SEPA, Open Banking APIs, and crypto capabilities. Build on top of us.
API-First. Fiat + Crypto. Compliance Built In.
Building a fintech means fighting infrastructure battles that slow down your product roadmap.
Traditional banks move at their own speed. API documentation is poor, integration takes months, and their compliance processes are designed for the 1990s — not for modern fintech products.
One vendor for IBANs, another for payments, a third for Open Banking, a fourth for crypto. Managing multiple integrations creates technical debt and operational overhead.
Building compliance from scratch is expensive and time-consuming. Licensing, AML infrastructure, transaction monitoring — it takes years and millions to do properly.
Complete REST API for payments, account management, Open Banking, and reporting. Well-documented endpoints, webhook notifications, and sandbox environment. Integrate once, access everything.
Provision dedicated EUR IBANs for your platform or end-users. Fast onboarding, SEPA and SEPA Instant access, and reliable operations. Build your banking product on top of Monetum's licensed infrastructure.
Integrate Payment Initiation Services (PIS) and Account Information Services (AIS) into your product. Enable account-to-account payments, balance checks, and data aggregation — all through our PSD2-compliant APIs.
Offer fiat-to-crypto and crypto-to-fiat conversions directly within your platform. OTC desk for large volumes, non-custodial wallets for storage, and token swap for flexibility. All via API.
Leverage Monetum's EU-licensed infrastructure instead of building compliance from scratch. AML monitoring, KYB processes, transaction screening, and regulatory reporting — included in the platform. Focus on building your product.
The infrastructure layer that lets you focus on product, not plumbing.
REST endpoints for payments, accounts, Open Banking, and crypto. Sandbox environment, webhook notifications, comprehensive documentation.
Provision dedicated EUR IBANs for your platform or end-users. Fast onboarding, reliable SEPA access, licensed banking infrastructure.
Payment initiation and account information services via API. Embed payments, verify accounts, aggregate financial data.
OTC desk, wallets, token swap — all accessible via API. Add fiat-crypto capabilities to your product without building from scratch.
EU-licensed infrastructure with built-in AML, KYB, and transaction monitoring. Skip years of regulatory work.
Real-time euro payments for your platform's users. 10-second settlement across the entire SEPA zone, 24/7.
Everything is accessible via API. Well-documented, sandbox-tested, and built for developers who ship fast.
IBANs, SEPA, Open Banking, and crypto — through a single integration. Stop managing multiple vendor relationships.
Build on Monetum's EU-licensed platform. Compliance, AML, and regulatory reporting come built in.
From seed-stage to enterprise volumes. Our infrastructure grows with your platform without requiring re-architecture.
Both traditional and digital asset rails in one platform. Offer hybrid financial products without complexity.
Dedicated integration support from engineers who understand fintech. Not generic support — real technical partnership.
Monetum is a licensed European financial services provider offering banking, payments, and digital asset infrastructure via API.
We power fintech platforms across Europe with the rails they need to build innovative financial products — IBANs, SEPA Instant, Open Banking, and crypto capabilities — all through a single integration on licensed, compliant infrastructure.
From technical scoping to production — a process designed for fintech teams.
We review your architecture, API needs, and define the integration scope for your platform.
Tailored pricing based on your volume projections, API usage, and specific infrastructure needs.
Sign, pay setup fees, and get immediate access to sandbox environment for integration development.
Compliance review runs in parallel with your technical integration. We guide both processes simultaneously.
Switch from sandbox to production. All rails live — IBANs, payments, Open Banking, crypto. Ship it.