Every abandoned cart is lost revenue. Replace expensive card payments with Open Banking — instant confirmation, zero chargebacks, lower fees. Pair it with batch vendor payouts and real-time financial visibility.
Higher Conversion. Lower Cost. Full Control.
E-commerce businesses face payment friction that directly impacts revenue.
70%+ of carts get abandoned. Complex checkout flows, card entry friction, and 3D Secure failures drive customers away at the final step — right when they're ready to buy.
Card networks take 2-3% per transaction plus chargeback costs. For marketplaces processing high volumes, that's a massive hit on margins that compounds every month.
Friendly fraud, stolen card disputes, and chargeback fees drain both revenue and operational time. Managing disputes is a full-time job that shouldn't be necessary.
Embed our payment widget at checkout. Customers select their bank, authenticate with their banking app, and payment is confirmed in seconds. No card numbers, no 3DS friction, no chargebacks. Just a seamless bank-to-bank transfer.
One dedicated European account to receive all marketplace fees, subscription payments, and vendor deposits. Full SEPA access with instant settlement — no more waiting days for funds to clear.
Process hundreds or thousands of vendor payments in a single batch. Supplier settlements, affiliate commissions, freelancer payments — all automated with full audit trail and real-time status tracking.
RESTful API to integrate Monetum into your e-commerce backend. Automate payment reconciliation, trigger payouts programmatically, and sync financial data with your accounting tools.
Track revenue, payouts, fees, and net margins in real-time. Multi-user access with role-based permissions for finance, operations, and management teams. Exportable reports for accounting and tax compliance.
Purpose-built payment infrastructure for online retail and marketplaces.
Embeddable payment widget for your store. 3,000+ EU banks, instant confirmation, PSD2 compliant. +35% conversion vs card forms. Zero chargebacks.
Dedicated EUR IBAN to centralize all revenue streams — marketplace fees, subscriptions, direct sales — in one account with instant settlement.
Batch-process vendor and supplier payments via SEPA. Schedule recurring payouts or trigger them via API. Full audit trail.
REST API for payment automation. Webhook notifications, auto-reconciliation, and seamless integration with your existing stack.
Role-based access for your finance team. Set approval workflows for high-value transactions and spending limits per user.
Revenue, fees, payouts, and net margin — tracked in real time. Exportable reports for accounting, auditors, and tax compliance.
Open Banking eliminates card friction. Customers pay in 2 taps. Measurably higher conversion rates.
Bank-authenticated payments can't be disputed like card transactions. Eliminate friendly fraud entirely.
Save 40-60% vs card network fees. No interchange, no scheme fees, no chargeback costs.
SEPA Instant and batch processing for supplier and vendor settlements. Scale without friction.
Full REST API to automate payments, reconciliation, and reporting within your existing infrastructure.
A real account manager who knows e-commerce. Fast responses, tailored advice, long-term partnership.
Monetum is a licensed European financial services provider delivering banking and payment infrastructure to digital businesses.
We serve e-commerce platforms, marketplaces, and online retailers with reliable banking, embedded payment widgets, and scalable payout solutions. Our compliance-first platform ensures your operations meet European regulatory standards while maximizing efficiency.
From first meeting to live checkout integration — transparent and fast.
We analyze your payment flows, cart funnel, vendor payout needs, and integration requirements.
Open Banking widget, IBAN, batch payouts, API access — tailored to your volumes and stack.
Sign, pay setup fees, and start the integration process with our technical team.
Compliance review with our team guiding you through the required documentation.
Widget on your checkout, IBAN active, payouts ready. Start converting.