For Digital Asset Companies

Fiat & Crypto
Unified Under One
Roof

Your exchange, fund, or Web3 project needs banking that doesn't flinch at the word "crypto". EUR IBANs, OTC conversions, on-chain wallets, and yield — all in one compliant platform.

The financial backbone for your crypto operations

< 48h
Account Opening
From 0.5%
OTC Fees
Up to 49%
APY*

The Challenge

Operating in crypto means facing a banking system that wasn't designed for you.

Banking Rejection

Banks hear "crypto" and close the door. Even fully compliant companies get rejected because traditional institutions don't understand digital asset business models.

Expensive Conversions

Mainstream exchanges charge 1.5% to 4% on fiat-to-crypto conversions. For large volumes, that's tens of thousands in unnecessary fees every month.

Scattered Capital

Fiat in one bank, crypto on three exchanges, staking on another platform. No single view of your total capital, no operational efficiency.

What Monetum Brings

01

EUR IBAN — No Questions Asked

Get a dedicated European IBAN in days, not months. We understand your business model and won't freeze your account because you interact with blockchain addresses.

Fast onboarding
Crypto-friendly compliance
Full SEPA access
MONETUMEUR Account
LTXX XXXX XXXX XXXX XXXX
Your CompanySEPA
02

OTC Conversions — Save Thousands

Convert EUR to crypto and back at institutional rates starting from 0.5%. Dedicated human support from start to finish. No slippage, no surprise fees.

Monetum OTC
From 0.5%
Coinbase
1.5% - 4%
Bitpanda
1.5% - 2.5%

White-glove human support, end-to-end

OTC Conversion
EUR250,000
USDT248,750
Fee: 0.5%You save €2,500+ vs exchanges
03

On-Chain Wallets — Your Keys, Your Crypto

Non-custodial, gasless wallets built into the app. You're always the sole owner. Connect your Ledger, MetaMask, or WalletConnect to see all capital — fiat and crypto — in one view.

Non-custodial
Gasless
WalletConnect
Monetum Wallet
Total Balance€ 847,320.50
EUR € 324,500
BTC € 285,420
ETH € 162,800
USDT € 74,600
MetaMask Ledger WalletConnect
04

Yield — Put Idle Capital to Work

Why let your crypto sit? Deposit into yield products and earn competitive returns. Withdraw anytime.

Up to 49% APY
Daily returns
Flexible withdrawal

* Rates are indicative and subject to variation.

USDC Strategy3 – 8% APY
Stablecoin optimized
BTC Pool4 – 8% APY
Consistent daily returns
ETH Pool6 – 12% APY
Flexible withdrawal
05

Token Swap

Swap any token directly from the platform. Best-rate routing, fast execution, and no need to leave the ecosystem.

All tokens
Best rate routing
Secure execution
From
BTC
1.5000
To
Ξ ETH
24.8750
1 BTC ≈ 16.58 ETH
Swap Now

Why Monetum

01

No Banking Rejection

We don't see crypto as risk. We see it as business. Your IBAN stays open.

02

OTC at 0.5%

Save thousands monthly compared to retail exchanges. Human-assisted, end-to-end.

03

One Dashboard

Fiat balance, crypto holdings, yield positions — all in one screen. No more juggling.

04

Non-Custodial Wallets

Your keys, your crypto. On-chain wallets with gasless transactions built in.

05

Yield on Holdings

Don't let capital sit idle. Competitive daily returns, up to 49% APY*.

06

EU Licensed

Fully regulated European infrastructure. Compliance you can rely on.

About Monetum

Monetum is a licensed European financial services provider combining traditional banking with cutting-edge digital asset infrastructure.

We serve hundreds of companies across the crypto ecosystem — from exchanges and funds to DeFi protocols and Web3 builders. Our platform is built on compliance-first principles, ensuring your operations meet regulatory requirements while remaining agile.

EU LicensedRegulated financial institution
European IBANFull SEPA access
Hundreds of clientsAcross the crypto ecosystem
Dedicated supportPersonal account manager

Getting Started

From first conversation to live operations in days, not months.

1

Needs Assessment

We discuss your operations, volumes, and specific crypto-fiat requirements.

2

Custom Offer

Tailored package: IBAN, OTC rates, wallet setup, yield products — based on your needs.

3

Agreement & Setup

Sign the service agreement and pay setup fees to initiate onboarding.

4

KYB Verification

Compliance review guided by our team. We know crypto KYB inside out.

5

You're Live

IBAN opened, wallets created, OTC desk available. Start operating.

Monetum gives digital asset companies the financial infrastructure they've been looking for — banking, conversions, and crypto management in one compliant platform.

monetum.com
info@monetum.com